12 Discounts Seniors Didn't Know They Could Get
You've Earned These Discounts.
Here at Senior Savings News, we keep our readers' best interest in minds and work to keep you updated on discounts. Here we have shared 2019's best penny-saving tricks to help our seniors save big in surprising places. Use one or more of these suggestions and you'll quickly find that all those pennies you've saved have turned into dollars. You will be surprised at how often you are paying too much in the grocery store, on life insurance, and even your mortgage.
1. Save $260 Every Month On Your House Payment
Did you know there is a government program for seniors created to reduce their mortgage payment every month? Most seniors are unaware of this new Congressional program that the banks are trying to keep a secret. Still unknown to most senior homeowners is the brilliant Mortgage Program called the Freddie Macs Enhanced Relief Refinance (FMERR) could benefit Americans and reduce their payments by as much as $3,120* every single year. The banks aren't thrilled about losing their profit and secretly hope homeowners don't find out before the program expires.
So while the banks wait for this program to end, the Government is making a final push and urging homeowners to take advantage now. This program could end at any given time in 2019 so the time is now for seniors to see if you are eligible. If lowering your payments and paying off your mortgage faster sounds like something that could help you, don't let any more time pass. See if you qualify for free and with no obligation here.
2. Save on Groceries
Many seniors either don’t realize they get a discount at major grocery stores or forget to ask the cashier when they checkout. The next time you visit one of these chains, make sure you are getting the discount you’re entitled to:
Farm Fresh: 5% Discount on Tuesdays and Thursdays (55+)
Piggly Wiggly: usually 5% off one day of the week, inquire at your location (55+)
Kroger: 5% off on Wednesdays, varies by location (55+)
Publix: 5% off on Wednesdays, varies by location – usually in areas with a Kroger (55+)
Rite Aid: 20% off (excludes prescriptions) the first Wednesday of every month in the wellness 65+ program
Walgreens: Up to 20% off on Senior Savings Day, the first Tuesday of the month, for 55+ and AARP members
Click Here To See The Full List for 2019
3. Get Cheaper Car Insurance For Being a Senior
Forget loyalty to your insurer. Leverage your age to shop quotes and you could qualify for a huge discount on your car insurance. “Senior drivers have a wealth of driving experience, which actually gives them an advantage,” says John Erickson, vice-president of auto product management at Esurance. If you feel that you are overpaying for your car’s insurance, there is definitely a chance that you actually are. Check here to see competing quotes.
4. Get Discounts At Your Favorite Restaurants
Don’t feel like cooking tonight? Seniors receive discounts at several restaurant chains across the country. We’ve put together a list below of the restaurants you may be eating at and not even using your discount:
Ben and Jerry’s Ice Cream: 10% Discount for Seniors
Burger King: 10% off for Seniors (60+)
Dairy Queen: 10% off for Seniors
Einstein’s Bagels: 10% off (60+)
El Pollo Loco: 10% Senior Discount (60+)
IHOP: Discounted Senior Exclusive Menu
KFC: Seniors receive a free small drink with any meal (55+)
McDonald’s: Discounts on coffee (55+)
Pollo Tropical: 10% off Discount (50+)
Subway: 10% off (60+) may vary by location
Taco Bell: 5% off and free beverages (65+)
TCBY: 10% off (55+)
Uno Pizzeria and Grill: “Double Nickel Club” 25% off on Wednesdays (55+)
Waffle House: 10% off on Mondays (60+)
Whataburger: Free drink with any meal purchase (55+) varies by location
5. Never Pay For Covered Home Repairs Again
Has your heating system broken in the middle of the winter? Has your oven stopped working right around the holidays when you need it most? These types of costly home emergencies happen and often out of the blue. It’s incredibly difficult to save up for these types of repairs.
Fortunately, there is a special Home Warranty Program that is helping seniors save thousands of dollars. A lot of home emergencies are covered by this plan, making it simple and easy for seniors to take preventative measures to protect their home. Click here to see available plans just for you.
6. Protect Your Home With a Security System
Did you know that your house is 3 times more likely to be a target for intruders if you have no security system installed? A recent statistics report found that 60% of convicted burglars admitted that the presence of a security system deterred them from targeting those homes and that they often sought out homes that ignored these measures! That’s not all! Installing a home alarm system can reduce your homeowner’s insurance up to 20%! This website is currently offering special discount rates for senior homeowners.
7. Visit Our National Parks
Seniors ages 62+ get a discount for a lifetime pass to national parks across the country. The pass is $80 and covers entrance fees at over 60 national parks and national wildlife refuges, such as Rocky Mountain (pictured above) National Park, Grand Teton, Yellowstone, and Yosemite. You can purchase your annual pass here
8. Protect Yourself From Costly Auto Repairs Now
How old is your car? If it is older than 3 years, or if you have more than 36,000 miles on your car, there’s a chance the warranty has expired. Many people think that they won’t have car issues for at least 8-10 years, but it is certainly better to be safe than sorry. There are many options for you to extend your auto warranty and seniors may save up to 60%. See what options are available and keep yourself from being blindsided by a costly repair.
9. Claim Free Solar Panels, Installation, and a $0 Electric Bill?
You’ve probably heard a lot lately about solar panels. It’s actually not as difficult as it may seem to have installed, and you can receive huge cuts to your monthly power bill. Some states are even providing tax breaks to homeowners who have these installed.
The government program called Federal Residential Renewable Energy Tax Credit is giving senior homeowners in certain zip codes rebates for having solar panels. The rebates may actually cover most of the costs for setting up the panels, meaning solar panels could save senior homeowners thousands. These rebates incentivize homeowners to use clean energy by providing panel installations for free.
How do you find out if your home is eligible? Free-SolarEnergyQuotes.com is letting homeowners find out instantly if their home qualifies. Just click here to take the free, no obligation survey.
10. Save 10-30% On Your Hotel Stays
If you’re visiting family and looking for a hotel room, make sure you ask about senior rates. Many hotels offer discounts for you, including the following:
-Best Western Choice Hotels
-Omni Hotels and Resorts
-Red Roof Inns
-Wyndham Hotel Group
11. Get Better Life Insurance
How good is your life insurance? Is your policy the best there is? Often, seniors have no idea how their life insurance policy ranks. There is a good chance you are paying more than you need to. Since life insurance costs increase as you get older, many seniors are caught paying way too much. Fortunately, there is an incredible website that lets you find very inexpensive life insurance. You can easily and quickly compare quotes at absolutely no cost to you and see what affordable rates are being offered today. Click here to see the discounts.
12. See If You Are Eligible To Earn Up To $100,000
Banks have been keeping a SECRET -- senior homeowners may be eligible for up to $100,000 in cash and it's easy to see if you qualify. Many seniors use this cash to make home improvements or pay off debt, but you can use the cash for anything - you could take a vacation or even buy a new car.
Deadlines for this program have not been announced yet, but it's best to take action before the program expires. This cash payment program makes it easy to update your kitchen or bathroom - could you imagine transforming your kitchen like the above photo? The Official $100k Survey Website makes it easy to see just how much you qualify for. These programs are completely free to see if you're eligible - click here to take the survey.